PLI Endowment Assurance (santosh) Premium Calculator

The Postal Life Insurance (PLI) offers the Endowment Assurance Plan, also known as the Santosh Plan. It is a government-backed life insurance policy that provides a combination of life cover and savings benefits. If the policyholder survives till the maturity date, they receive the sum assured + bonus. In case of unfortunate death, the nominee receives the same benefits.

This plan is ideal for central and state government employees, PSU staff, and other eligible professionals looking for a reliable investment with risk cover. You can use our PLI calculator to instantly calculate your premiums, maturity amount, and bonuses.

Whether you're searching for a PLI Santosh calculator, Postal Life Insurance calculator, or just want to plan your insurance better, this tool helps you with accurate estimations.

Follow the steps below to use the PLI Premium Calculator effectively:

1. Enter your Date of Birth – Helps in calculating your age for premium estimation.
2. Enter your desired Sum Assured – Choose any amount between ₹20,000 to ₹50,00,000.
3. Select Maturity Age – You can choose from available options like 40, 45, 50, 55, 58, or 60 years.
4. Click "Calculate Premium" – Instantly see your monthly, quarterly, half-yearly, and yearly premiums with and without GST, along with bonus and maturity value.

This Postal Life Insurance calculator ensures transparency and accurate financial planning for your future.

• Guaranteed Returns – Fixed sum assured plus bonus on maturity or death.
• Affordable Premiums – Especially compared to private insurers.
• Loan Facility – Available after 3 years of policy duration.
• Tax Benefits – Under Section 80C and 10(10D) of Income Tax Act.
• Secure Investment – Backed by the Government of India.

Our tool is the most advanced PLI calculator online. It covers:

• Real-time premium calculation for the Santosh (Endowment Assurance) Plan
• First-year & renewal premium with GST
• Breakdown of total amount paid vs. maturity value
• Accurate bonus estimate based on latest PLI bonus rate

This is not just a generic tool. It’s a dedicated PLI Santosh calculator built to simplify your decision-making.